The 401K’s that didn’t handle their own finances are the ONES that needed someone to PUSH them into doing something. Even if they made a mistake or two ...... they needed to start taking control ..... themselves.
These were the ones that RK appealed to and made his money from. In my book..... SOME action is better than NO action.
And..... Yes..... you will make some mistakes, BUT that is how you learn!
Of course........... The $100,000 houses that they bought a couple of years ago are now on the market and I'm buying them for $30,000.... So there's a happy ending to every story!