
Originally Posted by
Inphinity
Without any detail, all I can really suggest is minimise your expenses. Are you in a bigger/flasher house than you need? Move somewhere cheaper. Do you treat yourself to a lot of luxuries (dinners out etc)? Cut back. You need to look at the basics you need to achieve your objectives, and anything else needs to be put off. So, you may come up with a list that is something like
Rent $400/month
Food $200/month
Power $100/month
Phone/Internet $50/month
Subtotal $750/month
These are madeup figures, of course, you'd need to work out your own values, but in this example you'd then plan out how the remaining $450/month can be put to best use towards your goals. At the moment maybe it's going towards car repayments, going to the movies, partying, whatever. Reevaluate your priorities, be honest with yourself, and decide what you want to do. Can you go without luxuries for however long it takes you to realise your goals - be it 3 months, 3 years, whatever?
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