Unused Credit Cards Closed by Issuer, Does it Matter?
According to this article, it can negatively impact not only your ability to use the credit when you need it, but it will have a negative impact on your credit score.
http://online.wsj.com/article/SB1210...googlenews_wsj
Good reason to stay on top of what's in your wallet.
If you want things to change around you, you have to change first.
Re: Unused Credit Cards Closed by Issuer, Does it Matter?
As I've mentioned in the past here, you should use your card at least once every six month. Otherwise you may find out too late that your bank is NOT reporting your account to the bureaus thus it will not be part of your score. This will hurt a lot in two areas: Average age of your credit history AND Debt-to-Limit ratio. This will hurt, badly, your score.
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