This is a great question...but I'm going to reply to it from a different angle.
My problem is that I have built up a lifestyle that I have become too content with - I'm almost too average. I live comfortably among the middle-class, have a beautiful home, a nice car, good job - you name it, I'm Mr. Middle-Class, aka Mr. Average.
My problem is that I can't get motivated enough to make that change. I have many of the things I desire to have. I guess from where I sit, I wish I had your problem.