Need advice on spending!

[Spikeroo]

Hello everyone, my names Brad. I'm an entrepreneur of 22, I started Bora Skin awhile ago and so far things are going smooth, I'm wholesaling to a few stores, and have website, so things are getting pretty serious. One thing I notice, even though money comes and goes frequently, I'm spending a lot of money on quick snacks, fast food, and junk food all the time. I work at a call center for Cigna in the morning because my business doesn't need my whole day to run, I mainly work for benefits, 401k and to pay for inventory, but still have a lot left over as well. Anyways, my work has a built in food store in the break room, with 4 different fridges full of soda, quick snacks. I saw that I'm buying 2 monsters everyday. And occasionally a few bags of chips. I checked my statesments and I'm spending a lot on these things. I tried bringing my lunch, my own snacks, but I still have the need and want to buy a drink to keep me awake in the middle the day. Money isn't tight, but I'm wasting my money. My question is, what do you all do to keep yourselves from spending money on unless junk food, snacks etc?

 

Dislike ads? Remove them and support the forum: Subscribe to Fastlane Insiders.

[jon.a]

Hello everyone, my names Brad. I'm an entrepreneur of 22, I started Bora Skin awhile ago and so far things are going smooth, I'm wholesaling to a few stores, and have website, so things are getting pretty serious. One thing I notice, even though money comes and goes frequently, I'm spending a lot of money on quick snacks, fast food, and junk food all the time. I work at a call center for Cigna in the morning because my business doesn't need my whole day to run, I mainly work for benefits, 401k and to pay for inventory, but still have a lot left over as well. Anyways, my work has a built in food store in the break room, with 4 different fridges full of soda, quick snacks. I saw that I'm buying 2 monsters everyday. And occasionally a few bags of chips. I checked my statesments and I'm spending a lot on these things. I tried bringing my lunch, my own snacks, but I still have the need and want to buy a drink to keep me awake in the middle the day. Money isn't tight, but I'm wasting my money. My question is, what do you all do to keep yourselves from spending money on unless junk food, snacks etc?

Back when such a thing would have been a factor in my life, I quantified it.
How much time would I have to work to pay for the crap?
What other crap could I be buying instead for the same money?

 

[JAJT]

Here's the easy way:

Decide how much money you want to spend on "fun" per month. Beer, snacks, etc... Let's say you decide on $100 (make your own judgement here).

Go to the bank, take out $100, put it in your wallet, and don't feel guilty about spending it on anything. But you need to be mature enough to not take out more money or use cards when that wallet-cash is gone.

I find being able to physically see and remove a quantity of cash for a junk purchase makes me question that purchase more than if I just swipe a card.

This is one of a few techniques that helped me get out of serious debt many moons ago.

 

[Spikeroo]

Here's the easy way:

Decide how much money you want to spend on "fun" per month. Beer, snacks, etc... Let's say you decide on $100 (make your own judgement here).

Go to the bank, take out $100, put it in your wallet, and don't feel guilty about spending it on anything. But you need to be mature enough to not take out more money or use cards when that wallet-cash is gone.

I find being able to physically see and remove a quantity of cash for a junk purchase makes me question that purchase more than if I just swipe a card.

This is one of a few techniques that helped me get out of serious debt many moons ago.

Wow that's actually a really good idea! I'm gonna try it anyone else have any methods?

 

Dislike ads? Remove them and support the forum: Subscribe to Fastlane Insiders.